Short-stay math
You already know the buy-and-sell tax. Acre charges neither end.
Closing costs going in. Commissions, staging, and sale costs coming out. On a typical Raleigh-Durham home, the round trip can erase years of gains. Acre's model removes both ends.
No closing costs. No selling commission. No PMI.
Buying and selling in 3 years
$0
vs. ~$38,250 in closing and selling costs with a mortgage
The third way
What it costs to get in and out
An illustrative comparison for a four-year stay. The round trip is where short stays go to die.
Renting
You build nothing, and you still pay.
- Getting in
- Deposit + fees
- Getting out
- Nothing, and nothing built
- After 4 years
- Zero ownership
Buy with a mortgage
You pay on both ends.
- Getting in
- 2–5% closing costs
- Getting out
- 5–6% commission + staging + repairs
- After 4 years
- Round trip can exceed your appreciation
Acre
Zero on both ends.
- Getting in
- No closing costs. 5% Value Share, yours from day one.
- Getting out
- No commissions. No staging. No sale costs.
- After 4 years
- Buy, transfer, or cash out your share of the appreciation
The numbers
Where the round trip goes
No closing costs
on the way in
Acre buys the home all-cash in your name. The transaction costs a mortgage buyer pays at closing aren't part of the model.
No sale costs
on the way out
At term end you buy, transfer, or cash out. There is no listing, no commission, no staging bill.
Transfer
carries your Value Share forward
Moving again? Your Value Share can move to your next Acre home instead of being cashed out and rebuilt.
It's not a mortgage. It's not renting. It's Acre.
Not a mortgage
No loan, no rate, no 30-year amortization.
Not rent-to-own
Your Value Share is yours from day one, not a savings account that can be forfeited.
Not a sale-leaseback
Acre buys a home for you to live in, not from someone who already does.
Not an HEI (home-equity investment)
Acre is for buyers acquiring a home, not for owners cashing out of one.
What repeat buyers ask
If there are no closing costs, where does Acre make money?
What if I stay longer than five years?
How is this different from 2008-era products?
Run your own round trip
Tell us about your situation in five minutes (no credit impact) and see what the math looks like in Raleigh-Durham.