Shared-home-appreciation
It's not a mortgage. It's not renting. It's Acre.
The ease of renting with the financial upside of a home that grows in value. Acre buys the home with cash; you hold a 5% Value Share and share in the appreciation from day one. Now in Raleigh-Durham.
No closing costs. No selling commission. No loan.
Upfront, on a typical $425K home
$21,250
5% Value Share in, not 20% down plus closing costs
Four reasons Acre adds up
Optimize wealth
Share in your home's appreciation from day one — without the buy-and-sell costs that quietly eat a short stay's gains.
Curated homes
Choose from Acre-approved homes in the neighborhoods you want, or bring your own home to the table.
Manage risk
Downside protection means you're never underwater, even in a soft market. (Illustrative, not guaranteed.)
More control
Choose what's next: buy the home, extend, transfer to another Acre home, or cash out.
Residents pay less in monthly payments than a comparable mortgage … and avoid getting outbid by other buyers in a hot market.
Customer story
We moved so our eighth-grader could start at the right high school — and when she graduates, we can move again without losing a fortune to fees.
This family of three are experienced homeowners. Buying with Acre, they skipped the closing costs of a traditional purchase and kept the flexibility to move to their empty-nest mountain home later — without a thirty-year loan tying them down.
The Sharpes avoided $13,404 in closing costs versus a traditional purchase. Illustrative; your numbers depend on your home and market.
The third way
The same five years, three ways
Renting, a mortgage, and Acre — side by side, with the round-trip costs a short stay actually pays.
Renting
You build nothing, and you still pay.
- Upfront
- First, last, and security
- While you live there
- Rent goes up. Nothing builds.
- When you leave
- You walk away with nothing
A mortgage
You pay on both ends.
- Upfront
- 20% down + closing costs
- While you live there
- Mostly interest in the early years
- When you leave
- Commissions and sale costs eat your gains
Acre
Zero on both ends.
- Upfront
- 5% Value Share. No closing costs.
- While you live there
- One monthly payment. Your Value Share moves with the home.
- When you leave
- Buy, transfer, or cash out. No sale costs.
When your needs change
You choose what's next
Your home today may not fit your life in five years. At the end of your term, Acre gives you three clear options.
Buy the home
Purchase the whole home from Acre — no competing offers, no bidding war.
Transfer
Move your 5% Value Share toward another home in the Acre network.
Cash out
Take your Value Share plus your share of the appreciation, and walk away clean.
Who it's for
Find the math for your situation
You know the buy-and-sell tax
You've bought and sold before, and you remember what the round trip cost.
Compare the math →The next house isn't the last one
Nearly 30% of homeowners move within five years — yet they borrow for thirty. Acre runs three to five.
See your numbers →New city, real way out
Own a Value Share from day one in a place you just got to, with exit options you can see upfront.
Plan your move →Income that doesn't fit the form
Founder, RSUs, 1099, lumpy years. Acre underwrites the home, not the W-2.
See if you qualify →How it works
The Acre home-buying process
Acre moves as fast as the market — from first conversation to under contract in as little as three days.
- 1
Get approved
A quick review of your income, assets, and savings. No credit inquiry to start, and built for busy schedules.
- 2
Find the right home
Browse Acre-approved homes or submit your own. Work with your agent, or we'll refer an Acre-certified one.
- 3
Acre makes an all-cash offer
We structure an offer designed to win the home at the right price — a stronger bid in a competitive market.
- 4
Move in, turnkey
Acre completes the make-ready and hands you the keys. Add optional services whenever you want them.
- 5
Settle in, supported
Acre covers the major systems while you live there — HVAC, roof, and more — so surprises stay off your plate.
- 6
Choose your exit
After three years, buy the home, extend, transfer to another Acre home, or cash out. Your options are set from day one.
Where Acre is
Coming to a neighborhood near you
Acre is live in two metros today, with more on the way.
Raleigh-Durham
North Carolina
Atlanta
Georgia
Nashville
Tennessee
Get on the list before we open.
Don't see your city? Let us know
Questions
The things people ask first
Who owns the home?
What do I pay monthly?
What happens after 3 to 5 years?
What if the market drops?
How is this different from the 2008-era products?
See whether Acre beats your other options
A few quick questions. No credit impact. A personalized read on whether Acre fits your move in Raleigh-Durham.